Terms of Use

Effective date: July 29, 2026 · Last updated: July 2026

Welcome to HeadLines Decoded. These Terms of Use (the “Terms”) are a legal agreement between you and HeadLines Decoded LLC (“HeadLines Decoded,” “we,” “us,” or “our”), the company that operates the website at www.headlinesdecoded.com and any related pages, feeds, newsletters, and services we offer (together, the “Site”). Please read them carefully. They include important disclaimers, a limitation of our liability, and other terms that affect your legal rights.

By accessing or using the Site, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated here by reference. If you do not agree, please do not use the Site.

1. Who may use the Site

The Site is intended for a general audience and is not directed to children. You may use the Site only if you can form a binding contract with us and are not barred from doing so under applicable law. The Site is not directed to children under 13, and we do not knowingly collect personal information from them. If you are under 18, you may use the Site only with the involvement and consent of a parent or legal guardian.

You are responsible for your own use of the Site and for complying with all laws that apply to you.

2. Changes to these Terms

We may update these Terms from time to time. When we do, we will change the “Last updated” date above, and, for material changes, we will make reasonable efforts to provide additional notice. Any change takes effect when we post it. Your continued use of the Site after a change means you accept the revised Terms. If you do not agree to a change, your remedy is to stop using the Site.

3. Information, not professional advice

HeadLines Decoded publishes journalism, explanation, analysis, and general commentary. Everything on the Site is provided for general informational purposes only. It is not, and must not be relied on as, professional advice of any kind.

Nothing on the Site is legal, financial, investment, tax, accounting, medical, health, or other professional advice. We are not attorneys, financial or investment advisors, accountants, tax professionals, physicians, or licensed professionals of any kind, and nothing on the Site should be understood as coming from one. Reading, receiving, or interacting with our content does not create any attorney-client, advisor-client, fiduciary, doctor-patient, or other professional relationship between you and HeadLines Decoded or anyone who writes for us.

This applies with particular force to our coverage of laws, bills, regulations, court decisions, elections, financial and economic topics, and health topics. When we describe what a law or proposal would do, or what a study or ruling says, we are reporting our understanding of public information as journalists. We are not telling you how that law, rule, or finding applies to you. Laws and their interpretation differ from state to state and country to country, they change over time, and how any of this affects you depends on facts specific to your situation that we do not know.

Your reliance on any information on the Site is strictly at your own risk.

4. Accuracy, corrections, and the nature of news

We work hard to publish accurate, clearly sourced reporting and to show our work. Even so, news is a moving target. Facts develop, sources update, and stories are revised or corrected over time. We do not warrant that any content is complete, current, or free of error, and we may add, change, correct, or remove content at any time without notice.

Some content may reference or link to third-party reporting, documents, studies, or data that we do not control and cannot guarantee. Dates, figures, and statements reflect our understanding at the time of publication and may become outdated. If you believe something we published is inaccurate, we welcome corrections through our Contact page.

5. Our content and intellectual property

Except for third-party material we identify as such, all content on the Site, including articles, headlines, written analysis, photographs, illustrations, graphics, logos, page design, and the selection and arrangement of it all, is owned by HeadLines Decoded LLC or its licensors and is protected by copyright, trademark, and other laws. “HeadLines Decoded” and our logos are our trademarks and may not be used without our prior written permission.

We grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and view the Site and its content for your own personal, non-commercial use, subject to these Terms. We reserve all rights not expressly granted.

6. What you may and may not do

You are welcome to read, enjoy, and link to our work. Sharing a link to an article, or quoting a short, attributed excerpt with a link back to the original, is fine and encouraged.

Unless you have our prior written permission, you may not:

• copy, republish, resell, or redistribute whole articles, images, or substantial portions of the Site;
• scrape, harvest, or systematically collect content or data from the Site, including for training or building any dataset or model;
• frame, mirror, or present our content as your own or in a way that removes attribution;
• use the Site or its content for any commercial purpose without a license;
• remove, obscure, or alter any copyright, trademark, credit, or other proprietary notice;
• interfere with, disrupt, probe, or attempt to gain unauthorized access to the Site, its servers, or its security;
• use the Site in any way that violates applicable law or these Terms.

7. Third-party links and sources

Our journalism routinely links to and cites outside sources: government documents, court records, studies, and other outlets’ reporting. Those links are provided for your convenience and to support our reporting. We do not control third-party sites and are not responsible for their content, accuracy, policies, or practices. A link is not an endorsement. When you leave the Site, the terms and privacy policies of the destination apply, not ours.

Where we quote or reference third-party material, we do so in reliance on fair use and similar principles, with attribution. Third-party names and marks belong to their respective owners.

8. Comments and anything you submit

If the Site lets you comment, submit a tip, respond to a prompt, or otherwise send us content (“Submissions”), you agree not to submit anything that is unlawful, defamatory, harassing, abusive, hateful, invasive of privacy, infringing, or otherwise objectionable, and not to impersonate anyone or misrepresent your affiliation.

You keep ownership of your Submissions, but you grant HeadLines Decoded a worldwide, royalty-free, perpetual, irrevocable, non-exclusive license to use, reproduce, edit, publish, and display them in connection with the Site and our reporting. We are not obligated to publish, use, or keep any Submission, and we may remove or edit Submissions, or refuse or suspend commenting, at our discretion. We are not responsible for content posted by users, and any views expressed in Submissions are the author’s, not ours.

9. Copyright complaints (DMCA)

We respect intellectual property rights and expect our users to do the same. If you believe content on the Site infringes your copyright, please send a written notice to our designated agent that includes the information required by the Digital Millennium Copyright Act (17 U.S.C. § 512), namely: your signature (physical or electronic); identification of the copyrighted work; identification of the material you claim is infringing and where it is located on the Site; your contact information; a statement of your good-faith belief that the use is not authorized; and a statement, under penalty of perjury, that your notice is accurate and that you are the owner or authorized to act on the owner’s behalf.

Send DMCA notices to our designated agent at [email protected], or by mail to HeadLines Decoded LLC, 968 Gracie Ridge Street, Clermont, FL 34715. We may remove or disable access to material claimed to be infringing and, in appropriate cases, terminate the accounts of repeat infringers.

10. Privacy

Your use of the Site is also governed by our Privacy Policy, which explains what information we collect and how we use it. By using the Site, you consent to the practices described there.

11. Disclaimer of warranties

To the fullest extent permitted by law, the Site and all content are provided “as is” and “as available,” without warranties of any kind, whether express, implied, or statutory. We specifically disclaim all implied warranties, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and any warranties arising from course of dealing or usage of trade.

We do not warrant that the Site will be uninterrupted, secure, timely, error-free, or free of viruses or other harmful components, or that any content is accurate, reliable, or complete. Some jurisdictions do not allow the exclusion of certain warranties, so some of these exclusions may not apply to you.

12. Limitation of liability

To the fullest extent permitted by law, HeadLines Decoded LLC and its owners, officers, employees, contributors, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or other intangible losses, arising out of or relating to your access to or use of, or inability to use, the Site or its content, whether based in contract, tort, negligence, strict liability, or any other theory, even if we have been advised of the possibility of such damages.

To the fullest extent permitted by law, our total liability for all claims relating to the Site will not exceed the greater of one hundred U.S. dollars ($100) or the amount you paid us, if any, to use the Site in the twelve months before the claim arose. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

13. Indemnification

You agree to defend, indemnify, and hold harmless HeadLines Decoded LLC and its owners, officers, employees, contributors, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your use of the Site, your Submissions, or your violation of these Terms or of any law or the rights of a third party.

14. Suspension and termination

We may suspend, restrict, or terminate your access to the Site at any time, for any reason, without notice, including if we believe you have violated these Terms. Provisions that by their nature should survive termination, including the intellectual property, disclaimer, limitation of liability, indemnification, and governing-law sections, will survive.

15. Dispute resolution, arbitration, and governing law

Please read this section carefully. It affects your legal rights. It requires most disputes to be resolved by individual arbitration rather than in court, and it waives your right to a jury trial and to participate in a class action.

Talk to us first

If you have a dispute with us, you agree to first contact us at [email protected] and try to resolve it informally. Please describe the problem and the resolution you want. If we cannot resolve it within 60 days, either of us may begin arbitration as described below.

Agreement to arbitrate

Except for the matters listed under “Exceptions” below, you and HeadLines Decoded agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Site will be resolved by final and binding individual arbitration, and not in court. This agreement is governed by the Federal Arbitration Act. The arbitration will be administered by the American Arbitration Association (AAA) under its rules then in effect for consumer disputes, before a single neutral arbitrator, and judgment on the award may be entered in any court with jurisdiction. Any in-person hearing will take place in Lake County, Florida, unless the applicable rules provide otherwise or you and we agree to proceed by telephone or videoconference.

Class-action waiver

You and HeadLines Decoded agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person’s claims and may not preside over any class or representative proceeding. If the law does not permit a particular claim to be arbitrated on an individual basis, that claim, and only that claim, may proceed in the courts identified below, while the rest of this section still applies.

Exceptions

This arbitration agreement does not apply to: (a) an individual claim brought in small-claims court, so long as it stays there and proceeds only on an individual basis; and (b) a request by either party for injunctive or other equitable relief in court to stop actual or threatened infringement, misappropriation, or misuse of intellectual property, or unauthorized access to the Site.

Your right to opt out

You may opt out of this arbitration agreement and class-action waiver within 30 days after you first accept these Terms by sending written notice to [email protected], or to the address in Section 17, stating your name and that you are opting out of arbitration. Opting out will not affect any other part of these Terms.

Governing law and court venue

These Terms, and any dispute not resolved by arbitration, are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. For any dispute that proceeds in court under this section, the exclusive venue will be the state courts located in Lake County, Florida and the United States District Court for the Middle District of Florida, and you consent to the personal jurisdiction of those courts.

16. General terms

These Terms, together with the Privacy Policy and any notices we post, are the entire agreement between you and HeadLines Decoded regarding the Site, and they supersede any prior agreements on that subject. If any provision is found unenforceable, the rest stays in effect, and the unenforceable provision will be limited or removed to the minimum extent necessary. Our failure to enforce any provision is not a waiver of it. You may not assign these Terms without our consent; we may assign them freely. Headings are for convenience only.

17. How to contact us

Questions about these Terms can be sent to [email protected] or through our Contact page. Notices to us should be sent to HeadLines Decoded LLC, 968 Gracie Ridge Street, Clermont, FL 34715.

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