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Healthcare Costs, Decoded: Five Prices on One Bill and the 2027 Limits
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A HeadLines Decoded Series
Healthcare Costs, Decoded
1 of 8 published
A series by Todd Ruffner-Schoenfeld.
Part 1 of 8
Medicare Advantage vs Medigap in 2027: The Choice That Can Be Hard to Undo
Before December 7, compare the 2027 cost of Medicare Advantage and Medigap, and find out whether a Medigap insurer could refuse you if you want to switch back.
Part 2 of 8
PPO vs HSA in 2027: Four Scenarios That Show Which Plan Costs Less
Our household picks between these two plans at work. Example numbers show what each costs across four kinds of years, and what happens when a $4,000 bill arrives in January.
Coming Monday at 9:00 am
Part 3 of 8
What Sets the Price of Health Care? Follow One MRI Through Five Prices
Medicare's approved amount for a brain MRI is $195.40 in a doctor's office and $311.57 in a hospital outpatient department in 2026, and both include the share a patient pays. The hospital's charge, each insurer's rate, the cash price and your own share are four more prices, each set by a different party.
Coming Tuesday at 9:00 am
Part 4 of 8
Hospital Cash Price vs Insurance Price: One Tampa MRI Runs From $249 to $4,349
We set Tampa General Hospital's posted cash prices beside the insurer rates its file names for three common services.
Coming Wednesday at 9:00 am
Part 5 of 8
How Health Insurance Premiums Are Set for 2027, and Why Your Share Can Jump 24%
Wellpoint Florida's 2027 rate request shows what goes into a premium and what pushed it up. If an employer holds its own contribution flat, a 6 percent premium rise means the worker pays all of it, and the deduction rises 24 percent.
Coming Thursday at 9:00 am
Part 6 of 8
ACA Subsidies in 2027: Why Two Neighbors Can Pay Different Premiums
With the enhanced credits gone, the 400% income limit is back for 2027 coverage. Our 2026 Tampa-area grid shows a 60-year-old paying $520 a month for the benchmark plan at the line and $1,370 just past it.
Coming Friday at 9:00 am
Part 7 of 8
Eliquis Lists at $346 a Month and Medicare’s Price Is $231. How Drug Prices Reach Your Pharmacy Counter
Eliquis has several true prices. Here is who sets each one and what a Medicare drug plan member pays in 2026 and 2027.
Coming November 2, 2026 at 9:00 am
Part 8 of 8
How to Audit Your Medical Bill Before You Pay It
Research ranks seven causes of rising health costs. This guide shows how to check your own bill against the explanation of benefits your insurer sends, under federal and Florida rules.
Coming November 3, 2026 at 9:00 am
This series was reported and edited to HeadLines Decoded newsroom standards.
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